Bankruptcy Resource Overview
We know that when our clients have the right information and resources, they make better decisions. Below you will find a list of bankruptcy resources we have compiled to help educate and inform you. If you are considering filing bankruptcy in Florida, we recommend the following resources:
Qualification Checklist – Use the Bankruptcy Qualification checklist to help determine if you may qualify
The Means Test – The Means Test is used by the court to determine your eligibility for a Chapter 7 filing. Should you not qualify for Chapter 7, you can still get the relief you need by filing for Chapter 13, but we recommend you begin here.
The Bankruptcy Process – Read more about the Bankruptcy Process so that you understand what you might expect if you file
Common Mistakes – Don’t make these common mistakes if you decide to file. These can make the process muck more difficult and time-consuming
Bankruptcy Myths – Don’t believe everything you hear about filing for bankruptcy, much of it is actually wrong
Consultation Form – The Consultation form includes a list of all the documentation you will need to gather to determine your eligibility and for the actual filing
About Us – Learn more about the Rosenthal Law Group
Contact Us – Contact Us now to schedule your free consultation. It costs nothing to consult with one of our attorneys and get the information you need to make an informed decision about your financial future
List of Credit Counseling Agencies
The URL below is an updated listing of approved credit counseling agencies for The United States Bankruptcy Court, Middle District of Florida. One of these courses must be completed prior to filing.
http://www.justice.gov/ust/eo/bapcpa/ccde/CC_Files/CC_Approved_Agencies_HTML/cc_florida/cc_florida.htm
United States Bankruptcy Court for the Middle District of Florida
The United States Bankruptcy Court for the Middle District of Florida is the second busiest bankruptcy court, of the 90 federal districts, in the nation. The Tampa Division includes the following counties;
Hardee, Hernando, Hillsborough, Manatee, Pasco, Pinellas, Polk and Sarasota.
http://www.flmb.uscourts.gov/
Financial stress and Its Effects
Financial stress is one of the leading causes of mental and physical health problems, yet there is little discussion about the topic. Because this type of stress is not often readily apparent, many people fail to recognize it in others and so don’t seek help for themselves; and continue to suffer in silence.
If you are, or someone you care about is suffering from this type of financial stress, there are people and agencies that have helped many others through these types of challenges.
You are not alone
Tampa Area Bay Resources:
Hillsborough County
Boley Centers
727-821-4819
www.boleycenters.org
Northside Mental Health Center
813-977-8700
www.northsidemhc.org
Manatee County
Boley Centers
727-821-4819
www.boleycenters.org
Pasco County
P.E.M.H.S.
727-499-2348
www.pemhs.org
Northside Mental Health Center
813-977-8700
www.northsidemhc.org
Pinellas County
Boley Centers
727-821-4819
www.boleycenters.org
P.E.M.H.S.
727-499-2348
www.pemhs.org
Suncoast Center
727-327-7656
www.suncoastcenter.org
Polk County
Northside Mental Health Center
813-977-8700
www.northsidemhc.org
Sarasota County
Boley Centers
727-821-4819
www.boleycenters.org
Florida Community Resources
United Way
The Heart of Florida United Way provides help to people in need through its Community Resource Line. Crisis counselors are available 24 hours a day, 7 days a week, every day of the year. They also provide referrals to health and human resources throughout Central Florida.
Dial 211 or 407-839-HELP (4357)
www.hfuw.org or www.hfuw.org/United_Way_2-1-1.php
Florida Employee Assistance Program
The Florida Employee Assistance Program provides confidential, professional, free counseling to state employees and their family members. Counselors are available 24 hours a day, 7 days a week, every day of the year.
Dial 1-800-860-2058
www.myflorida.com/myeap or floridaeap.com/default.html
Federal Employee Assistance Programs
All Federal agencies provide Employee Assistance Programs. The programs are cost-free to Federal employees and are designed to help employees effectively address and overcome problems. Basic EAP services include free, voluntary, short-term counseling and referral for various issues affecting employee mental and emotional well-being.
For a point of contact for your agency’s EAP, check your agency’s intranet or internet website, or contact your human resources office.
For general information, visit the U.S. Office of Personnel Management’s website at:
http://www.opm.gov/Employment_and_Benefits/worklife/
SAMHSA’S National Mental Health Information Center
The Substance Abuse and Mental Health Services Administration (“SAMHA”) provides a Mental Health Services Locator from which the public can access comprehensive information about mental health services and resources by clicking on a State or U.S. Territory from the map at:
http://mentalhealth.samhsa.gov/databases/